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How Qualification Works

Afford Florida pre-screens you for income-restricted apartments using the Florida Housing Finance Corporation's official 2026 income and rent-limit schedules. The math is transparent, here's exactly how it works.

How Income Limits Work

Income limits are set for each Florida county every year by HUD, based on the county's median income. Income-restricted rentals, like those built under Florida's Live Local Act, reserve units for households earning at or below a set percentage of the county median (typically 80% or 120%). The lower the band, the lower the maximum rent.

What We Use to Match You

  1. Your county (income limits vary widely between Florida counties).
  2. Household size (income caps scale 1–10 people).
  3. Estimated gross annual household income.
  4. Bedroom count (rent caps scale by bedroom; bathrooms don't affect income limits).

What "Live Local" Means

The Florida Live Local Act (SB 102) created tax incentives and zoning preemptions for property owners who reserve at least 71 units (or 10% of total units) for households at or below 120% of the county median income. Properties applying for or already approved in the Florida Housing 2026 cycle appear here, with their applied unit counts.

The Pre-Screen Disclaimer

Our match shows whether your household profile likely qualifies under program ceilings. Final eligibility is set by each property at lease-up and considers asset tests, rental history, household composition, and other program-specific rules.